FEATURES
Tools for a more useful view of your money.
ZeroOutflow keeps the core workflow focused: record what happened, add context, compare it with a plan, and review the result. These features work with your local USD data.
Transaction tracking
Record an expense or income with a date, category, amount, payment method, and optional note. This keeps the context you need without requiring a bank connection.
Expense and income management
Separate money coming in from money going out, then search and filter the local list when you need to check a purchase or understand a month.
Budgets
Set a category limit for the current month and see how recorded spending compares with it. A budget is a decision aid, not a judgment about your choices.
Reports and analytics
Review totals, category breakdowns, and changes over time. Empty states stay honest until you add your own transactions.
Recurring transactions
Record regular bills or income with a frequency and next date so the calendar is easier to remember. Pause or edit a rule when life changes.
Savings goals
Name a goal, choose a target amount and date, and add contributions. Progress is calculated from the data you keep in this browser.
Custom categories
Add categories that match your household or project, while keeping the standard categories available for quick entry.
Backup and restore
Export a JSON backup for safekeeping and restore it when needed. Because storage is local, backups are your responsibility when changing browsers or devices.
CSV export
Export transaction rows as CSV when you need to inspect or work with your own records elsewhere. The export is created in your browser.
Notifications
Optional browser notifications can remind you about local notification candidates. You control permission and can disable notifications in Settings.
Privacy-first design
The core tracker uses LocalStorage and does not send financial records to an external financial or AI service. Public pages separately use Google Analytics; AdSense is configured for site verification but ads are currently disabled. See Privacy for details.