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PERSONAL FINANCE, SIMPLIFIED

Know Where
Your Money Goes.

ZeroOutflow is for people who want a calm, practical way to understand everyday spending without connecting a bank account.

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Free to use No complicated setup Privacy-first

Your local workspace

Your money at a glance.

—Current balance—This month's spending
Charts appear here as your transactions grow.

A CLEARER START

Record what happened. Decide what comes next.

Add income and expenses in USD, organize them into categories, and use budgets, reports, and goals to make your own spending patterns easier to see. Your financial workspace stays in your browser's LocalStorage; there is no bank connection or ZeroOutflow account required for the core tracker.

Track spending

Capture purchases and income close to when they happen.

Plan categories

Use budgets to give important areas a practical limit.

Review patterns

Compare categories and months without exporting your data.

Work toward goals

Make progress visible with a target and a date.

Explore every feature

PRIVACY BY DEFAULT

Your money. Your data.
Your responsibility.

ZeroOutflow keeps financial records in your browser on the device and browser profile you use. Back up important data yourself, and read the Privacy Policy for the limits of local storage and the separate analytics and advertising technologies used on public pages.

Read the privacy policy

START WITH ONE SMALL STEP

Build a clearer spending habit.

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